BEDS3
BATHS2 full 1 partial
SQUARE FEET1,520
MLS#2604003
STATUSActive
PROPERTY TYPEResidential - Single Family
SUBDIVISIONAtkinsons Plan
Property Description
This is a unique new construction opportunity from Habitat for Humanity for buyers whose household income is @ 80% or lower area median income for Richmond. You get a 1st mortgage & Habitat for Humanity provides an interest-free deferred silent 2nd mortgage to reduce the amount needed to finance the purchase up to a max of 40% of the purchase price. Further details can be found in the listing supplements. The buyer does not pay on the 2nd mortgage until they either sell the house or pay off the 1st mortgage. Through Habitat's silent 2nd mortgage, the subsidy essentially makes the price substantially less than the list price! This is creative affordable housing @ work! Low maintenance hardi-plank siding with vinyl/PVC trim & TPO membrane & metal roof. Walk in from the covered front porch to a large living room open to the kitchen with a ceiling fan & high-quality LVP flooring. The eat-in kitchen with space for a table has expansive granite counters, Whirlpool SS appliances, & pendant lights. 1/2 bath, washer/dryer closet, & dual pantry storage adjacent to kitchen. The upstairs landing has LVP flooring, & recessed lights. The large front primary bedroom has LVP flooring, a walk in closet, & en-suite full bath. 2 additional bedrooms are also upstairs each with a ceiling fan, large closet, & LVP flooring. Rounding out the 2nd floor is a full hall bathroom with granite vanity top, dual sinks, LVP flooring, tub/shower combo, & a linen closet. Outside is a composite deck with PVC railings & detached storage shed. Located in the Swansboro/Manchester area of the city, this location is great with easy access to interstates, close to downtown & the river district. Enjoy all the wonderful activities the James River has to offer with Belle Isle, Brown's Island & the James River Park system close by. Enjoy the vibrant local restaurant scene. Don't let this wonderful opportunity to love where you live pass you by. Please see the supplements or ask agent for details about shared appreciation & income & deed restrictions.
Property Features
Property Type: Residential - Single Family
Basement: Crawl Space
Cooling: Electric, Heat Pump
Heating: Electric, Heat Pump
Home Style: Row House, Two Story
Lot Size: 0.07 Acres
Roof Type: Metal, Rubber
Stories: 2.0
Taxes: $624
Year Built: 2025
Feature Descriptions
Appliances: Dishwasher, Electric Cooking, Electric Water Heater, Microwave, Oven, Range, Refrigerator, Smooth Cooktop, Stove, Water Heater
Days on Site: 133
Door Features: Insulated Doors
Exterior: Deck, Porch, Storage, Shed
Exterior: Block, Drywall, Frame, HardiPlank Type
Fencing: None
Floor Features: Vinyl
Interior: Ceiling Fan(s), Dining Area, Double Vanity, Eat-in Kitchen, Granite Counters, High Speed Internet, Bath in Primary Bedroom, Pantry, Recessed Lighting, Cable TV, Wired for Data, Walk-In Closet(s)
Laundry: Washer Hookup, Dryer Hookup
Lot: Cleared, Level
Lot Dimensions: 33x94x33x95
Parcel#: S000-0412-008
Parking: No Garage, On Street
Patio/Porch: Front Porch, Deck, Porch
Sewer: Public Sewer
Special View Info: City
Topography: Level
Water: Public
Window: Screens, Thermal Windows
Room Sizes
Dining Room: 8.33 x 15.45 Level - First
Bedroom 3: 10.47 x 11.48 Level - Second
Bedroom 2: 11.18 x 10.2 Level - Second
Primary Bedroom: 13.30 x 12.53 Level - Second
Kitchen: 15.46 x 12.79 Level - First
Great Room: 15.63 x 19.15 Level - First
Local Schools
High School: Armstrong
Middle School: Boushall
Elementary School: Blackwell
Listed By / Shown By
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Estimated Payment
$ 1,789.90 per month $1,643.12 Principal & Interest $52.00 Property Tax $94.78 Homeowner's InsuranceChange Payment Information
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40 W 21st Street | MLS# 2604003
This single family home located at 40 W 21st Street, Richmond, VA 23225 is currently listed for sale by Joyner Fine Properties, with an asking price of $324,950. This property was built in 2025 and has 3 bedrooms and 2 full and 1 partial baths with 1520 sq. ft. W 21st Street is located in the Atkinsons Plan subdivision. Search Atkinsons Plan real estate on plisadawson.joynerfineproperties.com today.